What Is Different About This Type Of Car Insurance?
If you are not a frequent driver and do not have a need for your car to be insured all year round, then this type of insurance will be perfect for you.
Traditional insurance companies will have one type of policy available, namely the annual/standard policy which requires you to pay for your cover one year at a time. For many individuals, the cost of paying for one years insurance in a single payment will be too much and forces some individuals to break the law and drive without insuring their vehicle. Car insurance has been a legal requirement since 1930 and was further reinforced in 1988 with the conception of The Road Traffic Act which provided further guidance and legislation in an effort to making car travel safer for all drivers of all types of vehicles.
Although the concept of car insurance is nothing new with current generations of young drivers being born after the Traffic act was even conceived, certain individuals still feel the need to drive without proper insurance. Make sure you are not one of these individuals as these types of offences are not taken lightly. The Police now have far more power than before with the ability to perform insurance checks by the roadside since the set up of the Police Helpline in 2007. This enables Police officers to liaise between insurance companies to check policy details by the roadside. Investing into a pay as you go car insurance policy will be the cheapest way to insure your vehicle and avoid paying the hefty annual lump sum. You instead pay one month at a time. If you can not afford to pay for a single months cost of insurance, then don’t take the risk of driving without insurance. Use public transport or walk instead!
Always Read The Small Print
Every policy will have its limitations upon the driver being insured
Once you are insured and have a copy of your policy, make sure to read it through carefully to fully understand what you are and are not covered for. Limitations such as the use of your vehicle for commercial/business use,
street racing or even failing to report modifications of alloys and tinted windows to your insurance provider could all lead to your policy being cancelled and made null and void. Make sure that you tell your insurance provider everything about your vehicle as